Our Services



Life Insurance: We are a Term Life Only Company. We do not present or place Whole Life or Universal Life policies. We believe in "Buy Term Life & Invest The Savings".

Some of the Life Insurance Companies we represent are:

Transamerica Life, Fidelity Life, Family Life, United Home Life

Long Term Care:  We use the following companies for Long Term  Care policies:

     Med America (Formerly, Blue Cross/Blue Shield)

     Genworth LTC - Mutual of Omaha

Investment Services: We believe in the use of Mutual Fund Companies and represent over 40 investment companies. We utilize Mutual Funds for IRA's - Roth IRA's - Virginia 529 College Accounts - Simple IRA's - SEP Accounts - 401K's and Money Market Accounts.

Annuity Services: We offer annuity products with Variable Annuities, Indexed Annuities and Fixed Annuities. Some of the companies we represent are:

Lincoln Life & Annuity Company, Allianz Life, Prudential Securities, John Hancock, Met Life & Annunity, Jackson National Life & Annuity, American Equity